Whether dealing with a water, fire, smoke, or storm insurance claim, it's imperative to know how the insurance claim process works. Once you know these factoring conditions, it will enable you to get everything you are entitled to under your policy for your covered loss; without being any money out of pocket less deductible.
Is This Covered by My Insurance?
This is a question we hear all the time. Though since all insurance policies are different, it is hard to say without a doubt what type of coverage you have. Your insurance agent is a great contact to talk with in determining what will be covered and what won't be. If you feel you are not being treated fairly by the insurance company for your water damage or fire damage claim, a public adjuster is also a great person to talk with.
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