The process of repairs after a water damage insurance claim or a fire damage insurance claim will vary depending on the insurance company and the specifics of the claim. Generally, it involves the following steps:

 

1. File a claim with the insurance company. This should include pictures of the damage, an itemized list of the losses, and any other pertinent information.

 

2. The insurance company will review the claim and determine if it is covered and the amount of coverage.

 

3. If the claim is approved, the insurance company will make arrangements with a repair contractor to begin the repairs.

 

4. The contractor will review the damage and create an estimate for the repairs.

 

5. The insurance company will review the estimate and approve it.

 

6. The contractor will begin the repairs.
 

7. The contractor will provide regular updates to the insurance company.

 

8. Once the repairs are completed, the contractor will submit the final bill to the insurance company.

 

9. The insurance company will review the bill and pay the contractor.
 

10. The homeowner will receive a check from the insurance company for the remaining balance due.